Ok, so one of my goals with living on my own has been to create a budget and stay well within it. I have to say that January did not go quite as planned. There are some reasons for this: it was my first month on my own and there were some expenses (home furnishings, appliances) that didn't completely fit into the budget. My extra income didn't come in, with lessons cancelled due to the weather. Oh, and there was an unexpected $498 auto repair. I still need some reimbursements from work FSAs. I went into the hole. Sort of a bigger hole than I wanted to. Oh, and that came with some pernicious bank fees (wasted money, right?).
I am going to try again. I have financial goals that need to be met so I can do the things I love to do (travel, buy books, go out with my friends). I have a goal set for an emergency fund that I want to meet within the year. Now, thanks to January, I have some debt to pay off. Ugh. But I will keep working at it until I get it.
This year is the year to learn these things.
You will do it!
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